Grace Mortgage & Asset Finance
- hello@gracemortgages.com.au
- 0863880999
- 2/124 Winton Road, Joondalup, WA, 6027
Personal Lending
Speak to a specialist today by booking a time today
Personal Lending
Personal lending solutions for all of life’s moments. Whether you’re buying your first home, refinancing an existing loan or you’re looking to borrow for a personal loan to cover all of life’s surprises such as vet bills, medical loans, debt consolidation, etc. At Grace Mortgage and Asset Finance our goal is to help you achieve your financial dreams and improve your financial situation with ease and confidence.
Why Choose Our Personal Lending Services?
First Home Buyers:
- Guidance and Support: Purchasing your first home can be overwhelming. Our team of experts is here to guide you through every step of the process, from understanding your borrowing capacity to finding the best loan options.
- Competitive Rates: We work with a broad network of lenders to secure competitive interest rates, ensuring you get the most favourable terms for your mortgage.
- Flexible Options: We offer a range of loan products to suit your unique needs, whether you're looking for a fixed-rate mortgage, variable-rate mortgage, or a combination of both.
- First Home Owner Grants: We help you navigate and apply for any available first home owner grants or incentives, maximising your savings and benefits.
Home Refinancing:
- Lower Interest Rates: Refinancing your home can help you take advantage of lower interest rates, potentially reducing your monthly mortgage payments and overall interest costs.
- Better Loan Terms: We can assist in negotiating improved loan terms, such as extending the repayment period or switching from a variable to a fixed-rate mortgage.
- Debt Consolidation: Refinancing can allow you to consolidate high-interest debts into your mortgage, simplifying your finances and reducing your total interest payments.
- Equity Release: Access the equity built up in your home to fund renovations, investments, or other financial goals, giving you the flexibility to make the most of your property’s value.
Why Work with Us?
Expertise and Experience
Our team has extensive knowledge of the home loan market and years of experience helping clients achieve their homeownership and refinancing goals.
Personalised Service
We take the time to understand your unique situation and provide customized solutions that meet your specific needs and objectives.
Wide Network of Lenders
We collaborate with a wide range of reputable lenders to ensure you have access to the best loan products and rates available.
Seamless Process
We streamline the application and approval process, making it as simple and stress-free as possible for you.
Whether you’re buying your first home or looking to refinance your existing mortgage, Grace Mortgage and Asset Finance is here to support you every step of the way. Contact us today to learn more about our personal lending services and how we can help you achieve your financial goals.